Danielle Teboul
Singapore Expat Financial Planner
Three Things Every Expat Should Review Before Changing Jobs in Singapore
Job changes are common for expats, but they come with financial consequences people rarely think about.Here are the three things every expat must review before making a career move. 1. Insurance & Medical Coverage Your employer-sponsored health insurance often ends the day you resign. Before you move:Check if your hospitalisation coverage is tied to your…
Investing Your SRS: Why Cash Is the Most Expensive Mistake
If you’ve opened an SRS account and left the money sitting in cash, you’re not alone, but you’re also losing money every single year. This article explains why investing your SRS is essential if you actually want to benefit from it. 1. Cash Doesn’t Grow, It Shrinks Inflation quietly erodes cash inside SRS.With no interest…
Your Global Financial Plan: How to Tie Singapore Into Your Life Back Home
One of the biggest mistakes expats make is treating Singapore as a temporary “financial side quest.”But your time here, whether it’s two years or ten, forms a crucial chapter in your long-term wealth story. Here’s how to integrate Singapore into your global plan seamlessly. 1. Start With Your Anchor Country Where do you imagine your…
The Hidden Costs Expats Ignore Until It’s Too Late
Life as an expat in Singapore is extraordinary, but your finances can quietly leak in places you don’t notice until it becomes expensive. These hidden costs don’t show up on a bank statement; they show up as lost opportunity, currency erosion, and financial instability later on. Here are the key wealth drains expats routinely overlook.…
Year-End Money Moves Every Expat Should Make in Singapore
As an expat in Singapore, your financial life is more global, more complex, and frankly, more full of blind spots, than you realise. The end of the year is the perfect time to take stock, optimise taxes, review investments, and tighten up the loose ends most people ignore until it’s too late. Here are the…
Making Insurance Finally Make Sense for Expats in Singapore; Why I’m excited About Forgettable
If there’s one universal truth in expat life, it’s this: the admin is never-ending. You can be thriving in your career, juggling two currencies, planning investments across borders… and still end up drowning in PDFs, renewal emails, HR benefit summaries, and three different insurance policies you vaguely remember buying but can’t quite locate. Add on…
Can You Really Retire in Singapore?
Singapore is a city that dazzles with opportunity – efficient transport, world-class healthcare, clean streets, and a thriving expat community. It’s no wonder many dream of retiring here. But as an expat, the question isn’t just “Can I live here?”, it’s “Can I retire here comfortably and sustainably?” The answer depends on planning, lifestyle choices,…
The Smart Expat’s Guide to Building a Safety Net
Living abroad offers incredible opportunities, but it also comes with risks that can feel amplified when you’re far from your home country. Visa changes, sudden health issues, market swings, or unexpected family obligations can all have a significant impact. A financial safety net is your buffer; a set of practical measures that protect you, your…
Planning for Tomorrow When You Don’t Know Where You’ll Live
One of the most challenging aspects of expat life is uncertainty. Unlike at home, where long-term plans might feel straightforward, living abroad often comes with a question mark over your future: visa renewals, career moves, family considerations, or even global events can change your plans overnight. This uncertainty can make planning for the future feel…
Luxury or Lifestyle? Decoding Expat Spending Habits
Living in Singapore as an expat comes with a unique set of opportunities; world-class food, vibrant social scenes, excellent gyms, and cultural experiences that can make life feel full and exciting. But it also comes with a challenge many expats don’t initially anticipate: deciding how to spend your money without losing sight of what truly…
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